Settled · Editorial

Responsible gambling

Some payment methods are marketed heavily toward gambling. If that’s why you’re here, please read this first.

Last updated 9 June 2026

Settled reviews payment methods, not gambling. But several of the wallets we cover are promoted hard to gamblers, and we won’t pretend otherwise. If gambling is affecting you or someone you know, support is free and confidential.

Where to get help in Australia

  • Gambling Help Online — free 24/7 counselling and chat.
  • National Gambling Helpline: 1800 858 858.
  • Lifeline: 13 11 14 for crisis support.

Practical tools

BetStop is Australia’s national self-exclusion register — one registration blocks you from licensed online wagering operators. Most banks also let you place a gambling block on your debit and credit cards from inside the app.

On irreversible payments

Instant rails like PayID can’t be reversed once sent. If you’re trying to control spending, the friction of a slower method can be a feature, not a bug.

Our position

We rate methods on cost, speed, AUD support and regulation. A high rating is not an endorsement to gamble with it — it only describes how the payment method performs.

General information about payment methods available in Australia. Not financial advice. Fees, limits and features change — verify current terms with the provider before acting.