Settled · Editorial

About Settled

Independent reviews of payment methods for Australian consumers. We don’t take commissions, and we publish the methods we wouldn’t use.

Last updated 9 June 2026

Why this exists

Most “comparison” sites for payments are ranked by who pays the most for placement. We started Settled because that’s a bad way to make a financial decision. Our rankings are ordered by our ratings, and nothing else.

What we cover

Twenty payment methods Australians actually use — online wallets, the country’s instant rails, and mobile wallets — each tested against fees, speed, AUD support and regulation. Browse them all on the payments page.

How we stay independent

We take no commission, referral fee or payment from the providers we review. We’re funded by reader contributions and clearly labelled, non-targeted display placements that have no bearing on editorial. The full method is on our How We Rate page.

Who writes it

Every review is written by a member of our payments desk and edited by a second person before it publishes. We don’t use fabricated bylines, stock author photos or invented testimonials — the things that make most finance content untrustworthy.

Get in touch

Found an error, or think we’ve missed something? Contact us — we check every correction.

General information about payment methods available in Australia. Not financial advice. Fees, limits and features change — verify current terms with the provider before acting.